Public Liability (Act Only)

Public liability insurance under the Public Liability Insurance Act, 1991

Mandatory policy covering legal liability arising from accidental injury, death, or property damage to third parties.

Covers statutory liability under the Public Liability Insurance Act, 1991 for accidents involving hazardous substances.

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Why this policy matters

  • This policy ensures immediate relief to affected third parties (the public) without the need to prove fault.
  • It is legally mandatory for industries handling hazardous materials.
  • Compensation is paid as per a pre-defined structured formula under the Act.
  • Includes contribution to the Environment Relief Fund (ERF), supporting quicker claim settlement.

Key features

  • Mandatory compliance policy
  • No-fault liability basis
  • ERF contribution included

Coverage

  • Death or bodily injury to public
  • Property damage
  • Immediate statutory relief