Workmen Compensation (WC)

Workmen compensation insurance for employer statutory liability

Covers legal liability of the employer under the Employees' Compensation Act, 1923 for injury, disability, or death of employees arising out of employment.

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Key features

  • Statutory liability cover
  • Compensation for death & disability
  • Medical expenses (if opted)
  • Occupation-based risk rating

Coverage

  • Death compensation
  • Permanent total / partial disability
  • Temporary disability
  • Occupational diseases

Exclusions

  • Injury outside employment
  • War / nuclear risks
  • Willful misconduct